Do I qualify for debt counselling?
You must first qualify for debt counselling in order to be placed under debt review and benefit from the financial and legal protection offered by this process. You qualify for debt counselling in Durban if you can check the following boxes:
- You are an individual, not a company
- You are finding it more and more difficult to make your income last, and you are beginning to rely increasingly on credit
- Your indebted accounts have not already taken legal action against you
- Your assets have not already been seized
- You must be employed and have a steady source of monthly income